ELBA

ELBA is a solution for electronic banking operations, which provides the banks with a possibility to conduct their operations via Internet.
It is adapted to various needs of clients, from individuals to independent businessmen and companies, in terms of internal as well as external payment operations. It is supported by a functional multilingual configuration. Bearing in mind the fact that only user-oriented banks can survive and prosper in modern economy, ELBA has been created according to the needs of various users, and it offers a number of different options for accessing electronic banking services:

Communication channels display

ELBA provides for the following:

• Rationalization and optimization of banking services via electronic media
• Business cost reduction through front and back office cost reduction
• Obtaining new clients in the virtually-unlimited business space, whereby the bank broadens its client base
• Saving time, for the bank provides its clients with a swift and direct access to banking services via personal computers and Internet
• Unlimited time and space, for the bank provides its clients with a smooth and safe exercise of their everyday financial operations at any Utime of day or night, whether from office, home or while on the road

Features:

• Integration with the existing informational system
• Possible upgrading in accordance with technological development
• Broadening the scope of electronic banking services, via mobile phones and terminals
• User-friendly solution, for it facilitates and accelerates business with the user, while relieving customer/counter service operation.

Security

ELBA is a solution characterized by a high level of security since all the data are kept in the bank, which means they are not taken out from the bank as is the case with the so-called hosting solutions. E-banking system data are kept on a separate segment of the bank's LAN network, while the security is handled by applying world standards of security technologies adaptable to the characteristics, wishes and needs of the specific banking environment and end-users.
The ELBA system supports a wide range of contemporary security technologies for a high degree of electronic operations security, such as:

• Authentication technologies (tokens for generating one-time passwords, SecureID, Active Card)
• Symmetric and asymmetric cryptography
• PKI technology and digital signature
• Smart cards (SignaSure Datakey, Active Card Gold)
• Internet security and supervision mechanisms

Technologies

• Multi-tier technology
• Developed on Oracle RDBMS
• Developed using Oracle Designer, Macromedia Flash and Java Developer tools